Today PhonePe App wallet Offer:Free Rs. 25 in Your Bank Account February 2017

PhonePe App Offer  Signup on PhonePe App and Get Rs 25 in your Bank account Free Rs. 25 in Your Bank Account

PhonePe App wallet  Offer Free Rs. 25 in Your Bank Account.PhonePe App Download and Get Rs 25 instantly in Bank account. PhonePe– a Flipkart group company – introduces a revolutionary way of making mobile payments in India.PhonePe App Offer download and sign up PhonePe App now and Get Rs 25, you can transfer this balance to your bank account. PhonePe app is powered by YES bank.PhonePe app lets you transact on your favorite shopping sites including Flipkart, Jabong, Myntra & many more. Likewise paytm, you can also recharge your mobile number, DTH easily with a tap of button. Cool part is, they have 1 lac monthly transaction limit which is much higher than rival sites.

 

Download PhonePe App & Get Rs.25 in Your PhonePe Wallet

PhonePe App wallet Offer

Phonepe Wallet Offers : All Working Coupons and Cashback Offers

How to Get Rs 25 Wallet Balance from PhonePe App 

1. Download PhonePe App first
2. Then open the app and sign up for an account
3. Now choose your mobile number(If you use dual sim mobile) which is registered with your bank account and verify it via OTP.
4. That’s it, you will get Rs 25 instantly.

Note: Your mobile number with Phonepe and the one registered with your bank account should be same.Get ₹25 in your PhonePe wallet on downloading the app on your smartphone.

Features of the PhonePe App

  1. Send, Request Money from friends/family by entering their number, name or VPA. Split Bills with your friends for movies or dinners.
  2. Recharge your Mobile, Data Card, DTH and Pay Postpaid Bills, Landline, Electricity, and Gas Bills.
  3. Check your bank account balance
  4. Merchant Cashback and Refunds added to your wallet instantly.
  5. Net banking, Debit & Credit card top up not allowed.
  6. You can withdraw wallet balance instantly to your Bank account. No additional charges.

Frequently Asked Questions

1. What is VPA?

VPA is a virtual private address which uniquely associate a user’s identity with his/her bank account. You can just share your VPA with any merchant site, and it can make a payment request to you. You can also send money to anybody by using their VPA instead of their mobile number. You don’t have to share private and confidential information like mobile number, bank account number, IFSC codes, etc.

2. What is the difference between PhonePe and Paytm, Freecharge Wallet?

Unlike Paytm and Freecharge Wallets, users don’t have to load funds to the Phonepe UPI wallet. Customers can use money directly from their bank account.

You No longer have to worry about running out of wallet balance to go through the annoyance of topping up your wallet before a transaction. You can make payments from your bank account using just a mobile number or a virtual ID.

3. What payment options are available on Phonepe?

You can make transfers via two options one Phonepe

  • Bank Account
  • PhonePe wallet

4. Can I use PhonePe if My Bank account is not live on UPI?

If your Bank account is not live on Unified Payment Interface (UPI), you can still add your bank account to the PhonePe app. But, you will only be able to receive payments or withdraw your balance into it.

5. What are the transactions limited in PhonePe?

  • For Wallet Transactions: A maximum of Rs 10,000 Wallet Transactions per month.
  • For Bank account transactions: Transfers through your bank account have a limit of Rs. 1 Lakh per transaction.
  • For Wallet Balance withdrawal: you can withdraw up to Rs. 5000 from your wallet balance into your bank account per transaction. Maximum withdraw limit per month is Rs 25,000.

6. Can I send money to anyone using PhonePe?

  • Transfers using PhonePe wallet can only happen between PhonePe customers.
  • You can send money from your Bank account using PhonePe, only if your bank is live on UPI.
  • If your bank is live on UPI, you can send money from your bank account to anyone who linked their bank account to any UPI-Enabled app.
  • Send Money from Bank account to other’s PhonePe wallet is not allowed. So, if you send money to a PhonePe user who has not linked a bank account with PhonePe, the transaction will fail.

7. Are there any charges for using PhonePe?

PhonePe doesn’t charge you anything for using PhonePe to make transactions. Even withdrawal of wallet balance into your bank account is free.

8. How safe is PhonePe?

PhonePe is very safe. You have to enter your MPIN for every transaction which is known only to you. Do not share your MPIN with anyone.

9. Does my PhonePe wallet balance expire?

Your wallet will be active, and the balance will not expire as long as you transact at least once in 2 years.

10. Can I link multiple Bank accounts with Phonepe?

Yes, you can. Go to Main Menu >> Bank Accounts >> Add new Bank account.

However, at any point of time, only one bank account can be the default with your Phonepe account. You can set your preferred bank account as the default account.

11. How can Phonepe get all my bank account details when I just provide my mobile number.

Phonepe can’t see or store all your Bank account details. The UPI payment platform (built by NPCI – a RBI regulated entity) retrieves the account details linked with your mobile number in a masked manner. As long as your mobile number is registered to your bank account, Phonepe will pre-fetch the details from your bank over a secure network.

 

List of Banks with UPI: Andhra Bank, Axis Bank, Bank of Maharashtra, Bhartiya Mahila Bank, Canara Bank, Catholic Syrian Bank, DCB Bank, Federal Bank, ICICI Bank, TJSB Sahakari Bank, Oriental Bank of Commerce, Karnataka Bank, UCO Bank, Union Bank of India, United Bank of India, Punjab National Bank, South Indian Bank, Vijaya Bank, YES Bank, IDBI and RBL Bank.

 

 

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